BROCHURE, RATES and APPLICATION
Student Secure^SM

Click here for Free Instant Quotes and Online Purchase

Please read the Benefits & Exclusions of this plan carefully before submitting your application.

If you are a student planning on traveling to pursue your education outside your home country, health insurance is a necessity. Most student visas and learning institutions require visiting foreign students be covered by a comprehensive health insurance policy. You may also find that the coverage from your home country will not follow you while you are studying abroad. We offer StudentSecure^SM as the affordable solution.

StudentSecure^SM takes the guesswork out of insurance for individuals in study abroad programs. It is a plan designed specifically to meet the needs of international students. StudentSecure^SM is the program that travels with you and meets or exceeds U.S. government student visa requirements. Whether you are looking for individual coverage or coverage for your entire family, StudentSecure^SM has all the features you need. Two levels of coverage, Select and Budget options, ensure that you can find the ideal plan.
Each plan includes coverage for Medical Expenses, Emergency Medical Evacuation, and Acts of Terrorism.

Eligibility:
To be eligible for StudentSecure^SM, Participants must meet the following requirements:

Must be a Full-time Student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; and
Must be residing outside Home Country for the purpose of pursuing international educational activities; and
Must not have obtained residency status in the Host Country.

Full-time Student is defined as a student at a college or university who is taking 10 credit hours (undergraduate students) or 6 credit hours (graduate students). Full-time Student status for individuals enrolled at colleges or universities that do not use a credit hour system must provide documentation of Full-time Student status.

The Participant’s Home Country is the country of Principal Residence as declared on the Application form. The Home Country is the country of the Participant’s true, fixed, and permanent home.

Dependents must meet the following requirements:

Be the Participant’s legally married spouse, or be the Participant’s unmarried child under age 19 years and chiefly dependent on the Participant for support and maintenance; and
Accompany the Participant abroad on a similar visa or passport while the Participant engages in international educational activities; and
Be temporarily located outside the Participant’s Home Country (The Dependent’s Home Country is the same as that of the Participant, regardless of Principal Residence.); and
Have not obtained residency status in the Host Country.

Schedule of Benefits and Limits

Select Plan

Budget Plan

Certificate Period Maximum

$300,000 (Participant)

$ 50,000 (Spouse)

$ 50,000 (Child)

$250,000 (Participant)

$ 50,000 (Spouse)

$ 50,000 (Child)

Maximum Benefit per Injury or Illness

$300,000 (Participant)

$ 50,000 (Spouse)

$ 50,000 (Child)

$250,000 (Participant)

$ 50,000 (Spouse)

$ 50,000 (Child)

Deductible

$100 per Injury or Illness

Reduced to $50 if treatment is from Student Health Center

Coinsurance – Claims incurred in US

For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Certificate Period Maximum

For charges incurred within the PPO or at a Student Health Center, coinsurance will be waived.

For the Certificate Period, Underwriters will pay 80% of the next $10,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit

Coinsurance – Claims incurred oustide of US

After the Deductible, Underwriters will pay 100% of Eligible Expenses to Certificate Period Maximum

For the Certificate Period, Underwriters will pay 80% of the next $10,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit

Hospital Room & Board

Average Semi-private room rate, including nursing services

Local Ambulance

Up to $350 per Injury / Illness if Hospitalized as Inpatient

Intensive Care Unit

Usual, Reasonable, and Customary charges

Hospital Pre-Notification Penalty

50% of Eligible Medical Expenses

Outpatient Treatment

Usual, Reasonable, and Customary charges

Outpatient Prescription Drugs

50% of Actual Charge

Mental Health Disorders

Outpatient: $50 Maximum per day, $500 Maximum Lifetime

Inpatient: Usual, Reasonable, and Customary charges to $10,000 Maximum Lifetime

Treatment must be not obtained at a Student Health Center

Dental Treatment due to Accident

$250 Maximum per tooth

$500 Maximum per Certificate Period

Dental Treatment to alleviate pain

$100 Maximum per Certificate Period

Maternity Care for a Covered Pregnancy

Usual, Reasonable, and Customary Charges

Routine Nursery Care of Newborn

$750 Maximum per Certificate Period

$250 Maximum per Certificate Period

Therapeutic Termination of Pregnancy

$500 Maximum per Certificate Period

Physical Therapy & Chiropractic Care

Maximum $50 per visit per day

Must be ordered in advance by a Physician and not obtained at a Student Health Center

Intercollegiate, interscholastic, intramural, or club sports

$5,000 Maximum per Injury / Illness

Medical Expenses only

Terrorism

$50,000 Maximum Lifetime Limit, Medical Expenses Only

Benefit Period for coverage after Policy Termination Date

60 days from date of Injury or Onset of Illness if Member is Hospitalized on the Termination Date

Emergency Medical Evacuation

$300,000 (Participant)

$ 50,000 (Spouse)

$ 50,000 (Child)

$250,000 (Participant)

$ 50,000 (Spouse)

$ 50,000 (Child)

Emergency Reunion

$2,500 Lifetime

$1,000 Lifetime

Accidental Death & Dismemberment

Principal Sum

$25,000 (Participant)

$10,000 (Spouse)

$ 5,000 (Child)

No coverage

Repatriation of Remains

$25,000 Maximum

$15,000 Maximum

All benefits are per covered individual and for covered conditions. All benefits, except Accidental Death & Dismemberment, are subject to the Deductible and Coinsurance. Limits apply to all benefits.

Covered Medical Expenses:

Inpatient and Outpatient charges made by a Hospital.
Charges made by a Physician, surgeon, radiologist, anesthesiologist, and any other Medical Specialist to whom the Physician has referred the case.
Charges made for dressings, sutures, casts or other supplies prescribed by the attending Physician or Medical Specialist, but excluding nebulizers, oxygen tanks, diabetic supplies and all devices for repeat use at home.
Charges for diagnostic testing using radiology, ultrasonographic or laboratory services.
Charges for oxygen and other gases and anesthetics and their administration.
Charges for prescription drugs for treatment of a covered Injury or Illness, but not for the replacement of lost, stolen, damaged, expired or otherwise compromised drugs.
Charges made by a licensed Extended Care Facility upon direct transfer from an Acute Care Hospital.
Emergency Local Ambulance transport incurred in connection with Injury or Illness resulting in Inpatient hospitalization.

Pre-Existing Conditions:
After 12 months of continuous coverage, StudentSecure^SM will provide benefits for Pre-existing Conditions. A Pre-existing Condition is any Injury or Illness which, within the 12 months prior to the Effective Date of Coverage, manifested itself, exhibited symptoms, or required medical treatment or medication, or for which a Physician was consulted.

Maternity & Newborn Care:
When conception occurs after the Effective Date of Coverage, StudentSecure^SM provides Maternity benefits, including but not limited to pre-natal, delivery, and post-natal care as well as expenses for miscarriage and complications of pregnancy. Routine Nursery Care of Newborns is also covered, subject to the maximum shown in the Schedule of Benefits and Limits.

Organized Sports Activities:
Medical expenses for Injuries or Illnesses sustained while participating in intercollegiate, interscholastic, intramural, or club sports are covered by the StudentSecure^SM plan up to a maximum of $5,000 per Injury or Illness. Covered organized sports are: basketball, baseball, cross country, dance team, football, golf, kickball, soccer, softball, swimming, tennis, track, volleyball, weight training, and wrestling.

Mental Health Disorders:
StudentSecure^SM provides benefits for Mental Health Disorders. Outpatient treatment is covered to a maximum of $50 per day, with a $500 Lifetime Maximum. Usual, Reasonable, and Customary expenses are covered for Inpatient treatment to a $10,000 Lifetime Maximum. Treatment for Mental Health Disorders is covered only if not obtained from a Student Health Center.

Emergency Dental:
The following Emergency Dental expenses are covered: Emergency Dental treatment and Dental surgery necessary to restore or replace sound natural teeth lost or damaged in an Accident which is covered under this insurance subject to a maximum of $250 per tooth and $500 Certificate Period Maximum; and Emergency Dental treatment necessary to resolve acute, spontaneous and unexpected onset of pain subject to a maximum benefit of $100 per Certificate Period.

Emergency Medical Evacuation:
If recommended by your attending Physician, who certifies that Evacuation is necessary to safeguard your life and that Medically Necessary treatment is not available locally, and if approved in advance and coordinated by the Plan Administrator, StudentSecure^SM will provide the following benefits: Emergency air and/or ground transportation to the nearest Hospital that is qualified to provide the Medically Necessary treatment.

Emergency Reunion:
StudentSecure^SM will provide benefits, up to the maximum indicated in the Schedule of Benefits and Limits, for the cost of an economy round-trip air and/or ground transportation ticket for one of your relatives (parent, spouse, sibling or child age 18 or older) for transportation to the area where you are hospitalized and for reasonable expenses for lodging and meals for your relative for a period not to exceed 15 days in either of the following situations:

Following a covered Emergency Medical Evacuation; or
You are hospitalized due to a life-threatening Injury or Illness for more than five days.

The Plan Administrator must be notified in advance of the travel of the relative in order for Emergency Reunion benefits to be payable. Emergency Reunion benefits that are not related to an Emergency Medical Evacuation will be paid only following the end of the Inpatient hospitalization.

Terrorism:
StudentSecure^SM provides Medical coverage for Injuries and Illnesses resulting from an Act of Terrorism, subject to a $50,000 Lifetime Maximum, provided all of the following conditions are met:

The Injury or Illness does not result from chemical, nuclear or biological weapons or events.
You have no direct or indirect involvement in the Act of Terrorism.
The Act of Terrorism is not in a country or location where the United States government has issued a travel advisory that has been in effect within the 6 months prior to your date of arrival.
You have not unreasonably failed or refused to depart a country or location following the date an advisory to leave that country or location is issued by the United States government.

An Act of Terrorism is defined as: an act, including but not limited to, the use of force or violence and/or the threat thereof, of any person or group(s) of persons, whether acting alone or on behalf of or in connection with any organization(s) or government(s) committed for political, religious, ideological or similar purposes including the intention to influence any government and/or to put the public, or any section of the public, in fear.

For additional benefits covering Acts of Terrorism, including high limit AD&D and Permanent Total Disability coverage, review the MultiNational Accident Plan (MAP). Contact your representative for additional information about this exciting product offered by MultiNational Underwriters�.

Accidental Death & Dismemberment:
In the event of your Accidental Death or Dismemberment resulting from a covered Injury, StudentSecure^SM will provide the following benefit:

Accidental Death – Principal Sum to the Beneficiary designated on your Application
Loss of Sight in both eyes or loss of two or more Limbs – Principal Sum to you
Loss of Sight in one eye or loss of one Limb – One-half of the Principal Sum to you

Loss of Sight is defined as total and irrevocable loss of sight. Loss of Limb is defined as complete and permanent severance of a hand at or above the wrist, or a foot at or above the ankle. The Accidental Death and Dismemberment benefit is not available for losses resulting from an Act of Terrorism.

Repatriation of Remains:
In the event of a covered Injury or Illness resulting in your death, StudentSecure^SM will provide the following benefit: Air and/or ground transportation of bodily remains or ashes to the area of your Principal Residence, and reasonable costs of preparation of your remains necessary for transportation.

Incidental Home Country Coverage:
StudentSecure^SM offers limited Home Country coverage. Medical expenses only can be covered during one incidental visit of up to 15 days. The member must return abroad, either to the Host Country or another country en route to the Host Country, no more than 15 days after the return to the Home Country in order to be eligible for this benefit. Return to the Home Country must not be taken for the purpose of obtaining treatment for an Injury or Illness that began outside of the Home Country.

Benefit Period:
If you are hospitalized as Inpatient on your coverage Termination Date, StudentSecure^SM will provide a Benefit Period of 60 days for that condition only. The Benefit Period begins on the first date that you receive diagnosis or treatment for the condition and continues for 60 days, regardless of whether you are abroad or return to your Home Country.

Pre-notification Requirements:
All Hospitalizations, Surgeries, Pregnancies, Emergency Medical Evacuations, Emergency Reunions, Repatriation of Remains, Computerized Tomography (CAT Scan), and Magnetic Resonance Imaging (MRI) must be Pre-notified. Simply call, or have your Physician call, MultiNational Underwriters� with all information relative to your claim. You may also pre-notify by submitting details through Student Zone. Be sure to have your ID number available. If you do not Pre-notify, medical expenses will be reduced by 50% and all other expenses will be forfeited.

Exclusions:

The following charges, treatments, surgeries, medications, conditions and circumstances are excluded:

Pre-existing Conditions – Charges resulting directly or indirectly from any Pre-existing Condition are excluded from this insurance during the first 12 months of coverage. A Pre-existing Condition is any Injury or Illness which, within the 12 months prior to the Effective Date of Coverage, manifested itself, exhibited symptoms, or required medical treatment or medication, or for which a Physician was consulted.
Treatment for or related to any congenital condition, except for a newborn child insured under the Policy.
Pre-natal, delivery, post-natal, and newborn care, unless related to a Covered Pregnancy.
Birth control, artificial insemination, infertility, impotency or sexual dysfunction, sterilization or reversal thereof.
Substance Abuse.
Charges which are not incurred during the Certificate Period or the applicable Benefit Period, and charges which are not presented to Underwriters for payment within 60 days from the end of the Certificate Period or the applicable Benefit Period.
Charges for use of Emergency Room for treatment of Illness within the United States unless the patient is directly admitted to the Hospital as Inpatient for further treatment of that Illness.
Services that are not Medically Necessary and administered or ordered by a Physician or Medical Specialist, and services that are provided at no cost, by a family member, or by a person who ordinarily resides with you, or which are attributable to or recoverable from any other party including government-sponsored plans.
Charges which exceed Usual, Reasonable and Customary.
. Investigational, Experimental or for Research purposes.
. Venereal Disease, AIDS or ARC.
Treatment by a Chiropractor unless ordered in advance by a Physician.
. Physical therapy and treatment for Mental Health Disorders if treatment is obtained at a Student Health Center.
. Diseases of the skin.
. Dental treatment, including treatment of the temporomandibular joint, except for Emergency Dental treatment for the relief of acute, spontaneous and unexpected onset of pain.
. Eyeglasses, vision exams, contact lenses, hearing tests, hearing aids, hearing implants, eye refraction, visual therapy, orthoptics or visual eye training or eye surgery (including cataract surgery and radial keratotomy) or for any examination or fitting related to these devices or procedures.
. Immunizations and Routine Physical Exams.
. Expenses in excess of $5,000 for Injury or Illness sustained while taking part in intercollegiate, interscholastic, intramural, or club sports, and all expenses for any Injury or Illness sustained while taking part in any other Amateur Athletics. Amateur Athletics is defined as sports or other athletic activities that are organized and/or sanctioned, involving regular or scheduled practices and/or regular or scheduled games. This definition does not include athletic activities that are non-contact and engaged in by a Member solely for recreational, entertainment or fitness purposes and not for wage, reward or profit.
. Injury sustained while taking part in: professional sports; mountaineering where ropes or guides are normally used or at elevations of 4,500 meters or higher; aviation, except when traveling solely as a passenger in a commercial aircraft; hang gliding, sky diving, parachuting, or bungee jumping; snow skiing or snowboarding, except for recreational downhill and/or cross-country snow skiing or snowboarding (no cover provided whilst skiing away from prepared and marked in-bound territories and/or against the advice of the local ski school or local authoritative body); racing by any animal or motorized vehicle; spelunking; subaqua pursuits involving underwater breathing apparatus unless NAUI/PADI certified, accompanied by a certified instructor, and at depths of less than 10 meters; jet skiing; and any other sport or athletic activity which is undertaken for thrill seeking and exposes you to abnormal or extreme risk of injury.
1. Injury sustained while under the influence of or due wholly or partly to the effects of intoxicating liquor or drugs other than drugs taken in accordance with treatment prescribed and directed by a Physician but not for the treatment of Substance Abuse.
2. Willfully self-inflicted Injury or Illness and/or any complications or consequences thereof.
3. The Deductible, Coinsurance and charges which are not included as Eligible Expenses as described in the Master Policy, and charges which exceed the limits set forth in the Schedule of Benefits and Limits.
4. Treatment required as a result of complications or consequences of a treatment or condition not covered hereunder.
5. Charges for travel or accommodations, except as provided for in the Local Ambulance, Emergency Medical Evacuation, Repatriation of Remains, and Emergency Reunion sections of this insurance.
6. Treatment incurred as a result of exposure to non-medical nuclear radiation and/or radioactive material(s).
7. Organ or tissue transplants or related services.
8. Acts of Terrorism, except as provided for herein, war, insurrection, riot or any variation thereof.
This is a summary of exclusions. For more details, or for a complete copy of the Master Policy, contact our office at 877-211-3654 or info@worldwidemedicalplans.com

Effective & Termination Dates:
Coverage becomes effective on the latest of:

The moment we receive the application and correct premium (if application and payment is made online or by fax); or
12:01am US Eastern Time on the date we receive your application and payment (if application and payment is made by mail); or
12:01am US Eastern Time on the date you meet eligibility requirements.

Coverage terminates on the earliest of:

11:59pm US Eastern Time on the last day of the period for which you have paid premium; or
11:59pm US Eastern Time on the last date requested on your application; or
12:01am US Eastern Time on the date you no longer meet eligibility requirements.

Cancellations and Refunds:
To be eligible for a full refund, the request for cancellation must be received prior to the effective date. Cancellation requests received after the effective date will be subject to the following conditions:

A $25 cancellation fee will apply
Only the unused portion of the plan cost will be refunded
Only members who have no claims are eligible for premium refund
After 60 days, no refunds are granted

Assistance Services:
All Travel Assistance Services are available to you 24 hours a day, 7 days a week while your StudentSecure^SM plan is in effect:

Pre-Trip Health and Safety Advisories - contact us for current passport, visa, inoculation and vaccine requirements as well as for up-to-date travel safety advisories.

Livetravel Services - we will make emergency travel and itinerary changes for you including rebooking flights, hotel reservations and ground transportation arrangements.

BagTrak - we are the industry leaders in tracking lost, checked baggage. We will help you locate your lost checked baggage and deliver it to you anywhere in the world.

Emergency Message Relay - we will relay messages to your family, friends and co-workers, helping you to maintain contact during an emergency.

Emergency Cash Transfers - we will assist you in arranging and obtaining cash transfers anywhere in the world.

Travel Assistance Services also include:

Medical referrals

Assistance with prescription drug replacement

Dispatch of a doctor or specialist

Emergency travel arrangements for family members

Lost passport or travel documents assistance

Embassy and consulate referrals

Legal and accounting referrals

Bail bond assistance

Translation and interpretation assistance

StudentSecure^SM Assistance Services are not insurance benefits, and provision of any Assistance Service is not a guarantee of any other benefit under StudentSecure^SM.

Student Relations
At times, there is simply no substitute for human intervention. Our Student Relations team is available 24 hours a day, 7 days a week to answer your questions and may be reached by students at no cost through our Worldwide 800 numbers. Immediate support is available in several languages and can be provided in many others with the assistance of a translator. If a translator is needed, the Student Relations Specialist will arrange one.

A Trustworthy Insurer
Lloyd’s, the largest and oldest insurance market in the world, is the insurer of StudentSecure^SM. Rated A++ (Excellent) by AM Best Company, and A (Strong) by Standard and Poor’s, Lloyd’s provides financial strength and security that is unparalleled in the worldwide insurance market. Lloyd’s is recognized as a market leader in the accident and health insurance arena and is well-known for its innovative products and services. Presently, Lloyd’s provides accident and health insurance to millions of individuals in almost every country of the world.

Click here for Free Instant Quotes and Online Purchase

Please read the Benefits & Exclusions of this plan carefully before submitting your application.

If you have any questions or concerns, please contact us today.

877-211-3654 or 559-294-0316

Thank you for visiting our website.
www.InternationalRiskManagement.com

HERE'S THE FINE PRINT:
Availability, features, benefits and rates for all plans described on this site are subject to change without
notice at the discretion of the insurance carriers. This site is updated weekly, but we recommend contacting
us directly to be assured of getting the most up-to-date information available.

Copyright � 2002-2010 by Sunburst Worldwide Insurance Services &
Sunburst International Risk Management. CA License # 0B65721
Warning: All of the pages on this site are protected under U.S. and International Copyright laws.
Reproduction by any means or for any purpose, except as specified on certain pages,
is not allowed without the express written permission of the copyright owner.

INTERNATIONAL SECURITY NEWS BRIEFS:
Please note that we at Sunburst International Risk Management provides the International Security News Briefs as a value-added service to our international clients and visitors of this website. Our International Security News Briefs are updated frequently, in order to provide you with current and reliable news and events as quickly as we can. We have no control over the content of external websites, and links to various external news sources may become inactive at any time. We suggest that you bookmark our website and return frequently to check the current global news posted on our website.

Bomb Wounds 20 in Mexican Resort City August 27, 2010

Americas - Mexico At least 20 people were wounded, four of them seriously, when unidentified individuals tossed a bomb into a bar in Puerto Vallarta, a resort city on Mexico�s Pacific coast, police said Thursday. The attack occurred around midnight Wednesday at the Pink Cheladas bar, where about 150 young people were partying, Puerto Vallarta police department spokesmen told Efe. more...

Turkey and Russia world's riskiest places to go online August 26, 2010

Turkey is the riskiest place in the world to surf the web, according to a recent survey conducted by security company AVG and reported by softpedia.com. more...

Thousands evacuated after floods in China, N. Korea August 21, 2010
More than 120,000 people have been evacuated in northeast China following serious floods that have already left four dead and forced the relocation of thousands in neighbouring North Korea. more...

Eight Mexican Cops Arrested on Kidnapping Charges July 13, 2010
MEXICO CITY � Federal Police officers arrested eight municipal police officers in Tierra Blanca, a city in the Mexican Gulf state of Veracruz, on kidnapping and other charges, the Public Safety Secretariat said.
The officers were arrested at Tierra Blanca city hall �while roll call was taking place,� the secretariat said.

Drug war hits Mexico's richest city July 9, 2010
Mexico's richest city, once a poster child for development with its high-rise office blocks and flourishing industries, is being gripped by drug war terror with rising violence forcing dozens of its factories to freeze investment.

Thai government extends state of emergency in Bangkok July 6, 2010
The Thai government has extended a state of emergency in 19 provinces, including the capital Bangkok, because of fears of renewed violence. more...

Japanese kidnap victim sold to FARC July 1, 2010
The wife of a Japanese man who was kidnapped in south-west Colombia on March 23 says the army told her that the criminal gang which abducted her husband sold him to the FARC. more...

40,000 may be evacuated in southern Philippine floods June 1, 2010
Up to 40,000 people may be forcibly evacuated after torrential rains caused heavy flooding in the southern Philippines, an official said Tuesday. Ten villages in the town of Sultan Kudarat on southern Mindanao island were under waist-deep waters after a river overflowed its banks due to rains that began on Friday, local social welfare department head Pombaen Kadir said.

Indian plane crash kills scores May 22, 2010
A plane crashes on landing near India's southern city of Mangalore with 166 people on board, with reports of seven survivors.

Thai protesters fortify camps in heart of Bangkok April 20, 2010

Thai protesters said Tuesday that they would fortify their sprawling encampment in Bangkok's upscale hotel-and-shopping district before venturing out to "wage a big war" to topple the government they decry as illegitimate

Thailand's PM declares emergency April 7, 2010
Thailand's prime minister declares a state of emergency in Bangkok amid growing anti-government protests. In a televised address, Mr Abhisit said the move - which gives sweeping new powers to the security forces to tackle protesters - would help restore order. It comes hours after thousands of "red-shirt" protesters marched on parliament - forcing MPs to flee the building.

1,000 Die Of TB In India Every Day, Says WHO March 25, 2010
The World Health Organisation (WHO) estimates that 5,000 Indians develop TB and nearly 1,000 people die from it every day - the equivalent of two deaths every three minutes. Yesterday was World TB Day, organised by the Stop TB Partnership, a network of organisations and countries fighting the disease, which currently infects one-third of the world�s population, according to the WHO.

Massive earthquake strikes Chile February 27, 2010
A massive earthquake has hit central Chile and killed at least 122 people, though the toll is expected to rise. The 8.8 quake caused widespread damage, destroying buildings, bridges and roads in many areas, including the capital where a chemical plant caught fire. President Michelle Bachelet declared a "state of catastrophe" in affected areas and appealed for calm.

Olympic security doesn't stop at Canadian border February 10, 2010
BELLINGHAM, Wash. � A few days before the opening ceremonies for the 2010 Olympic Winter Gamesin Vancouver, the doors to a nondescript warehouse will open here without fanfare.

Tourists still stranded at Machu Picchu January 28, 2010
Clayton Fredrik is standing in the distant shadow of the Incan ruins in Machu Picchu, battling boredom and helping locals repair flood-damaged roads. One of many foreign tourists stranded in the town at the base of the fabled Peruvian site since the beginning of the week, the 24-year-old Dutch man from Amsterdam has been twiddling the time away before a helicopter flies him off -- hopefully in a day or two.

Security fears in quake-hit Haiti January 16, 2010
Security concerns rise in Haiti's capital as distribution problems continue to hamper the supply of aid to desperate quake survivors. Days after the quake devastated Port-au-Prince, killing tens of thousands, there are some reports of gangs preying on residents and looting. Officials say thousands of prisoners are unaccounted for after the main prison was destroyed. Relief has been arriving, but little has moved beyond the jammed airport.

U.S. toughens air screening rules January 4, 2010
Passengers flying to the US from or via 14 nations deemed a security risk face tougher screening, under new measures.

Pilot praises crew in Jamaica runway incident December 29, 2009
The pilot of an American Airlines plane that overshot a runway in Jamaica last week praised the quick-acting crew during the incident. "It's a testament to the professionalism of American Airlines," he said. "I have the highest praise for my first officer and eternal gratitude for the way the flight attendants reacted in their professionalism to get all the passengers home to their families, as well."

Saudi Official: 5 Dead From Swine Flu at Hajj Nov. 29, 2009
MINA, Saudi Arabia � Five people died from swine flu during the hajj, Saudi Arabia said Sunday, a relatively small number considering the event is the largest annual gathering in the world and is seen as an ideal incubator for the virus.

Flights cancelled as Beijing blanketed in snow November 10, 2009
BEIJING - Nearly 70 flights were cancelled and more than 30 delayed at Beijing's airport Tuesday after the second major snow storm of the season blanketed the Chinese capital, airport officials said.

Massive security at Asian summit in Thailand October 22, 2009
Thailand has mounted one of its biggest security operations in recent history with more than 36,000 military and police to prevent anti-government demonstrators from overrunning a summit of Asian leaders, an official spokesman said Thursday.

Chinese ship hijacked in Indian Ocean: EU October 18, 2009
East Asia / Pacific, Sub-Saharan Africa - China, Seychelles A Chinese bulk carrier was hijacked in the Indian Ocean on Monday, the EU's anti-piracy naval mission in the region reported, immediately launching an investigation into the incident.

UK Taxi driver told to bring 'bomb' October 16, 2009
Armed and masked men in Strabane told a taxi driver they had put a bomb in his car and ordered him to bring it to the town's courthouse.

China number two in world for rabies deaths East Asia / Pacific - China September 28, 2009
BEIJING: China is second only to India worldwide in the number of people killed by rabies every year, the government reported, making the disease one of the nation's biggest public health threats. "China is one of the countries most severely affected by rabies, and in recent years the number of annual reported deaths from rabies has averaged around 2,400," the health ministry said in a statement on its website. "It is only inferior in number to India, and gives us the world's second-place ranking." The statement, issued to coincide with World Rabies Day on Monday, said rabies was among the top three infectious diseases in China.

China Bars Foreigners From Making Visits to Tibet East Asia / Pacific - China September 25, 2009
China has stopped issuing travel documents to foreigners seeking to visit Tibet, according to local tour operators, another indicator of the government�s skittishness over the coming anniversary of the Communist victory in 1949.

U.S. Embassy in Honduras to stop issuing most visas August 26, 2009

Americas - Honduras The United States will stop issuing most visas on Wednesday at the U.S. Embassy in Honduras because the current government is standing by its refusal to sign an accord that would bring back overthrown President Manuel Zelaya.

Beyoglu, a safe place to go? July 22, 2009

Europe - Turkey After a German tourist was killed in broad daylight Monday morning on İstiklal, a crowded pedestrian street in Taksim, the question of safety in Istanbul�s Beyoğlu area has once again become the talk of the town.

French car parts workers threaten to blow up factory July 13, 2009

Europe - France Workers at a bankrupt car parts supplier are threatening to blow up their factory unless they get paid a EUR 30,000 compensation.

Tensions linger between Colombia and Ecuador July 13, 2009
Americas - Colombia, Ecuador Ecuador today will begin imposing stiff tariffs on hundreds of Colombian imports, the latest round in a festering dispute between the neighbors.

Swine flu sickens Argentine economy July 10, 2009

Americas - Argentina Normally the winter period in July is the most profitable time of year for children's theatre companies and cinema owners in Argentina. But swine flu has changed everything this year.

Hong Kong police investigate acid attacks June 9, 2009

East Asia / Pacific - Hong Kong, SAR Hong Kongers ventured out unafraid Tuesday, as police searched for suspects behind a third acid attack that injured 24 people in one of the city's most densely populated shopping districts. Nearly 100 people have been injured in the assaults so far.

Deadly gun battle rocks Acapulco June 8, 2009

Americas - Mexico Sixteen gunmen thought to be linked to drug cartels and two soldiers have been killed in clashes in the Mexican resort of Acapulco, officials say.

2 JOURNALISTS ON TRIAL IN N. KOREA June 4, 2009
SEOUL, South Korea -- North Korea's top court began hearing the case Thursday of two American journalists accused of crossing into the country illegally and engaging in "hostile acts" -- charges that could draw a 10-year sentence in a labor camp...

French plane lost in ocean storm June 1, 2009
An Air France airliner carrying 228 people from Brazil to Paris vanishes over the Atlantic after a possible lightning strike.

EARTHQUAKES May 28, 2009
A powerful earthquake of 7.1 magnitude has struck off Honduras and a tsunami watch is in effect for Honduras, Guatemala and Belize. The quake knocked out power in some areas and a handful of houses collapsed in the town of Santa Barbara in northwest Honduras, but there were no immediate reports of deaths. The quake hit 39 miles (64 km) northeast of Roatan, an island in the Islas de la Bahia, and had a shallow depth of 6.2 miles.

Authorities scramble to halt swine flu in Asia May 2, 2009

East Asia / Pacific, South / Central Asia Health authorities across Asia were scrambling Saturday to limit the spread of swine flu after reporting two confirmed cases in one of the world's most densely populated regions.

11 bodies found in Mexico, some with torture signs April 6, 2009
Americas - Mexico Eleven people were found shot to death around Mexico on Saturday, some bearing signs of torture and left with threatening messages emblematic of drug violence.

US to boost Mexico border defence March 25, 2009

Americas - Mexico The US government is to increase security at the country's border with Mexico in an attempt to combat drug cartels, the White House has announced.

HLLN on the report that 30000 Haitians have been ordered deported ... March 19, 2009
Atlantic Free Press - Groningen,Netherlands
At this point, Haiti is in much worse shape than Central Americans were at ... the need for France to repay the extraordinary 1825 ransom it extorted from ...

8 Terrorists Taken Under Custody in Capital, Ankara March 11, 2009

Europe - Turkey Turkish police lead an operation against the terrorist group called Marxist Leninist Communist Party (MLKP) on 10th of March.

5 human heads discovered in ice chests in central Mexico March 11, 2009
Five human heads were found in ice chests on Tuesday under a ficus tree in the central Mexican state of Jalisco, police said. The grisly find appeared to be the latest indication of drug cartels fighting for supremacy in battles that have left thousands dead. Police in the municipality of Ixtlahuacan del Rio were informed of the discovery at 2 a.m., the prosecutor's office said in a written statement.

Canada warns about Mexico travel - International Herald Tribune
Feb 27, 2009 ... TORONTO: Canada issued an travel advisory Friday warning a surge in ... The U.S. State Department recently issued a travel alert for... International Herald Tribune, Alison Smale, on the big global issues of the week. ...

Mexican Police Attacked by Suspected Cartel Hitmen March 2, 2009

Americas - Mexico Federal police made two arrests and confiscated weapons and marijuana Sunday in Tijuana, across the U.S. border from San Diego, after coming under attack by men linked to a drug cartel.

Mexican town fed up with violence turns to army February 27, 2009

Americas - Mexico The people of Villanueva said they'd had enough. Men in cowboy hats, women with hand-scrawled signs, children on bikes -- they gathered outside town and blocked the main interstate highway.

Turkish plane crash in Amsterdam February 25, 2009

Europe - Netherlands, Turkey A Turkish Airlines plane has crashed on landing at Amsterdam's Schiphol international airport, killing nine people and injuring 84, six critically. The plane, carrying 127 passengers and seven crew, crashed short of the runway near the A9 highway. It broke into three pieces, but did not catch fire.

'Small cell' behind Cairo blast February 23, 2009
Middle East / N. Africa - Egypt Security services in Cairo believe a small Islamist cell carried out Sunday's deadly bombing, according to reports in the pro-government press.

More on the violence in Ju�rez February 21, 2009
Ju�rez police chief Roberto Ordu�a Cruz resigned Friday after the drug cartel killed six city police officers this week and threatened to kill more unless he left the force... The U.S. State Department renewed a travel advisory Friday warning Americans to stay away from prostitution and drug-dealing areas along the U.S.-Mexico border. The alert recommends visiting only legitimate business and tourist areas. ...
http://www.elpasotimes.com/news/ci_11753103?source=rss

Australian fires toll passes 100 February 8, 2009
East Asia / Pacific - Australia The death toll from bush fires in southern Australia has reached at least 84, the worst in the country's history. http://news.bbc.co.uk/2/hi/asia-pacific/7877178.stm

Peru rocked by 6.0 earthquake February 2, 2009
LIMA -- A strong earthquake measuring 6.0 on the Richter scale rocked southern Peru Monday sparking panic, although the amount of damage was not clear, the country's Geophysics Institute said.
http://newsinfo.inquirer.net/breakingnews/world/view/20090203-187101/Peru-rocked-by-60-earthquake

Seoul exports in record plunge as demand dives February 2, 2009
SEOUL: South Korea's exports plunged by a record one-third in January from a year earlier as demand dropped sharply in major overseas markets including China, the government said yesterday.
http://www.btimes.com.my/Current_News/BTIMES/articles/korexp2/Article/

Security beefed up as Thailand braces for fresh protests January 30, 2009
BANGKOK: More than 5,000 police were set to be deployed on Bangkok's streets Saturday as Thailand braced itself for a fresh anti-government rally by supporters of ousted premier Thaksin Shinawatra....

Japan sends ships to fight Somali pirates January 28, 2009
Japan on Wednesday ordered its ships to join the international fight against pirates off the shores of Somalia a move that has drawn criticism from opposition lawmakers who fear it could draw the country into military operations prohibited by its pacifist constitution.
http://www.usatoday.com/news/world/2009-01-28-japan-somalia-piracy_N.htm?csp=34

French strike to cause severe travel disruption January 28, 2009
Europe - France International and domestic air and rail travel will be severely disrupted in France on Thursday due to a nationwide strike to protest against President Nicolas Sarkozy's government, officials warned.
http://www.expatica.com/fr/news/local_news/French-strike-to-cause-severe-travel-disruption_49046.html

Maoists torch 11 cement trucks January 23, 2009
South / Central Asia - India
As many as 11 cement-laden trucks were set ablaze in Rohtas district and a mobile tower was blown up in Gaya by Naxalites early on Thursday during a bandh called by CPI(Maoist).
http://timesofindia.indiatimes.com/Cities/Maoists_torch_11_cement_trucks/articleshow/4020032.cms

Europe - United Kingdom
Crime 'stable' but robbery rises July 19, 2007
Crime in England and Wales has remained stable during the past year, according to Home Office figures.

East Asia / Pacific - China
Fifth of China goods sub-standard July 4, 2007
Nearly a fifth of goods made and sold in China have been found to be sub-standard, Beijing has revealed. The worst problems were found in canned fruit, dried fish and fruit drinks, a food inspectors' report said.

Sub-Saharan Africa - Nigeria
Scots oil worker held in Nigeria April 1, 2007
A British oil worker is still missing after being kidnapped in Nigeria, the Foreign Office has said.

Click here for Instant Quotes & Online Purchase
for Global Travel Medical, Accident, & Life Insurance

Middle East / N. Africa - Israel
Israeli union gripped by general strikes Mar. 21, /2007
Irael's main trade union has launched an open-ended general strike which threatens to bring transport and public services across the country to a halt.

Europe - Russia
55 Cities Could Face Spring Floods Mar. 15, /2007
More than 55 cities and towns across the country could be flooded this spring, according to a forecast released by the Emergency Situations Ministry.

Middle East / N. Africa - Algeria
Threat to Commercial Aircraft in Algeria Mar. 14, /2007
There is information that extremists may be planning to conduct an attack against a commercial aircraft carrying Western workers in Algeria. At this time, there is no additional information available as to the specific carrier or the timing of this attack.

Click here for Instant Quotes & Online Purchase
for Global Travel Medical, Accident, & Life Insurance

East Asia / Pacific - Thailand
Army doubts Bangkok attacks likely Mar. 12, 2007
Council for National Security chairman Gen Sonthi Boonyaratkalin Sunday dismissed rumours that southern insurgents plan to launch disturbances in the Thai capital anytime from Tuesday through Thursday.

Sub-Saharan Africa - Kenya
Mombasa Athletic Event Threats Mar. 6, 2007
Recent information emanating from alleged extremist elements suggests the World Cross-Country Championship may be the target of an unspecified terrorist attack. The embassy is also aware of public statements by leaders of Kenya�s Coastal Muslim community threatening to disrupt the Championship if the Government of Kenya does not satisfy various demands

Sub-Saharan Africa - Ethiopia
Tourists 'kidnapped' in Ethiopia Mar. 2, 2007
Addis Ababa, Ethiopia: A group of 15 foreign tourists has been kidnapped in north-east Ethiopia. They include 11 French nationals, at least one Briton and an Italian.

Click here for Instant Quotes & Online Purchase
for Global Travel Medical, Accident, & Life Insurance

East Asia / Pacific - Thailand
Muslim insurgency stokes fear in southern Thailand Feb. 26, 2007
PATTANI, Thailand: Some are already calling it war, a brutal Muslim separatist insurgency in southern Thailand that has taken as many as 2,000 lives in three years, with almost- daily bombings, drive-by shootings, arson and beheadings.

American Tourist kills mugger with bare hands Feb. 24, 2007
SAN JOSE, Costa Rica - An American tourist who watched as a U.S. military veteran in his 70s used his bare hands to kill an armed assailant in Costa Rica said she thought the attempted robbery was a joke � until the masked attacker held a gun to her head.

Sub-Saharan Africa - Nigeria
Three Croatians kidnapped in Nigeria Feb. 19, 2007
Port Harcourt, Nigeria: Gunmen kidnapped three Croatian oil workers from a bar in Nigeria's oil city of Port Harcourt.

Click here for Instant Quotes & Online Purchase
for Global Travel Medical, Accident, & Life Insurance

East Asia / Pacific - China
Buddhist beheaded in Thai south Feb. 9, 2007
A 72-year-old Buddhist rice miller was beheaded in Thailand's rebellious Muslim south on Thursday in an apparent retaliation for a bomb attack on a village tea shop owned by Muslims, police said.

Europe - Russia Feb. 5, 2007
Registration Rules Stir Up Confusion
Moscow, Russia: According to a new law that came into effect Jan. 15, foreigners are now required to hand over their registration papers to migration officials -- via their employer or other sponsor -- every time they leave the country and re-register upon subsequent entry into the country.

Click here for Instant Quotes & Online Purchase
for Global Travel Medical, Accident, & Life Insurance

Sub-Saharan Africa - Nigeria
Captors release nine Chinese oil workers in Nigeria Feb. 5, 2007
Nigeria, Lagos: Hostage takers in Nigeria released nine Chinese oil-worker captives, officials said on Sunday, amid rising violence in Africa's biggest petroleum producer.

Sub-Saharan Africa - Nigeria
Force no solution for Nigeria's oil delta Feb. 2, 2007
The Nigerian government faces a new challenge from spiralling crime in the oil-producing Niger Delta, but wants to avoid turning Africa's oil heartland into a battleground, Energy Minister Edmund Daukorua said.

Sub-Saharan Africa - Nigeria
Demands made for release of hostages 2/1/07
Manila - Nigerian kidnappers holding 24 Filipinos hostage have made "political demands" that have hampered negotiations to free them, the Philippine foreign department said Thursday.

East Asia / Pacific - Thailand 1/30/07
Two explosions in northern Bangkok
Bangkok - Two explosions occurred early on Tuesday morning along the main road in northern Bangkok. There were no casualties reported in the blasts near the Daily News newspaper and Rama Gardens Hotel Bangkok.

For Information on How to Protect Yourself, Your Family, Your Employees, and Your Trips Abroad,
Contact our experienced Risk Managers today.
info@internationalriskmanagement.com
877-211-3654 or 559-294-0316

Click here for Instant Quotes & Online Purchase
for Global Travel Medical, Accident, & Life Insurance

Copyright �2002-2009 by Sunburst Worldwide Insurance Services & Sunburst International Risk Management. CA License # 0B65721
Warning: All of the pages on this site are protected under U.S. and International Copyright laws.
Reproduction by any means or for any purpose, except as specified on certain pages,
is not allowed without the express written permission of the copyright owner.

'Small cell' behind Cairo blast February 23, 2009 Middle East / N. Africa - Egypt Security services in Cairo believe a small Islamist cell carried out Sunday's deadly bombing, according to reports in the pro-government press.

Australian fires toll passes 100 February 8, 2009 East Asia / Pacific - Australia The death toll from bush fires in southern Australia has reached at least 84, the worst in the country's history. http://news.bbc.co.uk/2/hi/asia-pacific/7877178.stm

Sub-Saharan Africa - Nigeria Three Croatians kidnapped in Nigeria Feb. 19, 2007 Port Harcourt, Nigeria: Gunmen kidnapped three Croatian oil workers from a bar in Nigeria's oil city of Port Harcourt.

'Small cell' behind Cairo blast February 23, 2009
Middle East / N. Africa - Egypt Security services in Cairo believe a small Islamist cell carried out Sunday's deadly bombing, according to reports in the pro-government press.

Australian fires toll passes 100 February 8, 2009
East Asia / Pacific - Australia The death toll from bush fires in southern Australia has reached at least 84, the worst in the country's history. http://news.bbc.co.uk/2/hi/asia-pacific/7877178.stm

Sub-Saharan Africa - Nigeria
Three Croatians kidnapped in Nigeria Feb. 19, 2007
Port Harcourt, Nigeria: Gunmen kidnapped three Croatian oil workers from a bar in Nigeria's oil city of Port Harcourt.